Mortgage Rate Grounding Data

The tool

Ground agents in verifiable Freddie Mac mortgage rates — 50+ years of weekly data — so housing answers track the real market, not guesses.

Once your client is connected to the VerveContext MCP server, this appears in its tool list as MortgageRateGroundingData. It is read-only and open-world: it fetches, it never mutates anything on your side, so most clients will call it without asking you to confirm.

{
  "name": "MortgageRateGroundingData",
  "arguments": {
    "type": "30year"
  }
}

What that looks like in a conversation

You don't name the tool — the model picks it. Asking about 30year in the terms this source covers is enough for it to reach for MortgageRateGroundingData on its own.

Connecting

One server URL covers every source in the catalog, including this one. Authorization is OAuth — the client opens a browser once and there is no key to paste into a config file.

{
  "mcpServers": {
    "vervecontext": {
      "url": "https://api.vervecontext.com/v1/mcp"
    }
  }
}

https://api.vervecontext.com/v1/mcp

Per-client setup — Claude Desktop, Cursor, VS Code, ChatGPT — is on the MCP setup page.

Arguments

These are the properties on the tool's inputSchema, so a well-behaved client validates them before the call is made.

What the model gets back

The result carries a structuredContent object matching the tool's declared outputSchema, so a client can read fields without parsing prose. status is "ok" on success and error is null; a null field means the value wasn't available for that input, not that the call failed.

{
  "status": "ok",
  "error": null,
  "data": {
    "rateType": "30year",
    "name": "30-Year Fixed Rate Mortgage",
    "term": 30,
    "type": "fixed",
    "country": "US",
    "year": 2023,
    "month": 6,
    "count": 4,
    "rates": [
      {
        "week": "2023-06-01",
        "rate": 6.79
      },
      {
        "week": "2023-06-08",
        "rate": 6.71
      },
      {
        "week": "2023-06-15",
        "rate": 6.69
      },
      {
        "week": "2023-06-22",
        "rate": 6.67
      }
    ],
    "change1w": -0.02,
    "changeDirection": "down",
    "previousRate": 6.69,
    "previousDate": "2023-06-15"
  }
}

Fields

Why ground on it

A model can produce something that looks like this answer from its training data, and be confidently out of date or simply wrong. This source returns the current value with a shape you can check, which is the difference between an answer you can cite and one you have to hedge.

Point an evaluation at rateType: it is the field most worth pinning a claim to, and it is either present and current or absent — never plausibly invented.

Failure modes

Errors come back as tool errors with a sentence the model can act on, not a bare status code.

Other ways to use Mortgage Rate Grounding Data

Set up Mortgage Rate Grounding Data on VerveContext, or reach the same source a different way. Your VerveContext account and credits work on all of them — one key, one balance.

Frequently asked questions